FertileThoughts.com - Infertility, adoption, pregnancy and parenting discussions
Schneids

Thanks Thanks:  0
Likes Likes:  0
Dislikes Dislikes:  0
Results 1 to 2 of 2
  1. #1
    hkilleen
    has no status.
    Registered User

    Join Date
    Jan 2002
    Location
    Puyallup WA
    Posts
    777
    Post Thanks / Like

    Schneids

    Hi Nancy!

    Have you contacted your insurance to double check that they do not cover what they call "underlying treatments." When I did have medical, before I was a stay at home mom and worked, my insurance covered underlying causes. They covered all of the medications, just the co-pays were on us, all of the ultrasounds, blooddraws, Dr. and Nurse consultation time and any lab work that the fertility clinic sent in to have done. They only did not cover the actual procedures themselves or the donor sperm. So, for our IVF we paid just about $5000.00 total out of pocket with all the co-pays and that included the storage fee for the embys for 1 years and the cost to freeze them.

    Just wanted to make sure you had checked. I had to call my insurance to make them start paying the fertility clinic. Had I now checked directly with them, I would have never known to take advantage of that benefit.

    You may also want to check what the adoption laws are in your state. I know here in Washington, when Loni adopted our son Hayden as a Step Parent adoption, she wrote off all of the fertility clinic charges and we also got the adoption credit that year on taxes of $10,000.00. I guess in the very end we made money Not that is did or will ever matter how much our children cost

    Take care!
    Heather
    Proud SAHM to Hayden 3 years old!!
    Heather
    Proud SAHM to 18 month old Hayden!
    TTC #2 July 2004...our first FET


  2. Advertisement


  3. #2
    schneids
    has no status.
    Registered User

    Join Date
    Nov 2005
    Location
    MN
    Posts
    10
    Post Thanks / Like
    hey...thanks for the information. There is nothing covered by my insurance for the ivf stuff. Thanks for the thought though.

    Not sure about adoption or what the next step is for us. We are just taking it one day at a time.

    I am so glad that it all worked out for you in the end.

    Thanks and take care!

    Nancy


Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •  
DISCLAIMER: Fertile Thoughts allows advertisers to publish information about their services. Fertile Thoughts does not provide medical advice or endorse any particular service or approach to treating infertility. We encourage people to learn as much as possible about the range of options available before committing to any one. We also encourage users to share their thoughts on all fertility options on our forums.

Forum Stats

  • Forum Members: 97,616
  • Total Threads: 352,308
  • Total Posts: 4,534,780
There are 230 users currently browsing forums.

Advertisement

Visit Our Partner Sites: Fertility Treatments