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Forum: Living Through a Layoff, financial difficulty or hard times.

If you or your partner have experienced a layoff or financial difficulties, come here to support each other! Share struggles and successes, ideas on resumes, job searching, belt-tightening and more. Link to resources in your state and community for unemployment, health insurance and other necessities. Share money saving tips or budget ideas. Together we can get through this!

  1. Sticky Thread Sticky: Information on the COBRA subsidy

    For all who have lost their job involuntarily between September 1, 2008 and up to December 31, 2009. The link is to the Department of Labor website. http://www.dol.gov/ebsa/newsroom/fsCOBRApremiumreduction.html

    Started by BC-NanceLee, 05-01-2009 01:07 PM
    • Replies: 2
    • Views: 804
    05-28-2009 03:56 PM Go to last post
  2. Sticky Thread Sticky: Find links to unemployment offices in your state here

    http://www.job-hunt.org/state_unemployment_offices.shtml

    Started by BC-NanceLee, 05-01-2009 01:11 PM
    • Replies: 0
    • Views: 761
    05-01-2009 01:11 PM Go to last post
  1. Anyone know of any work from home jobs (not scams), reputable?

    Hi, We are not unemployed...but they are going to soon take a larger % of my paycheck for helath insurance...and we are in need of another income as we are saving to have a baby after my upcoming FET...anyone know of a work at home thing..that has felxible hours, not a scam. I could do computer...

    Started by ampreg07, 01-02-2012 04:15 PM
    • Replies: 0
    • Views: 653
    01-02-2012 04:15 PM Go to last post
  2. Any ideas/suggestions???

    I see that there have been no posts here in a LONG time, so hopefully this wont go unnoticed, cuz I need some suggestions and advice... Dh and I have been doing all we can to get our finances on track, but basically, we just don't make enough for a family of 6 on one income. I think our...

    Started by dmbucky7, 10-19-2010 01:41 PM
    2 Pages
    1 2
    • Replies: 10
    • Views: 2,811
    01-01-2011 03:12 PM Go to last post
  3. Transmission of liability and related aspects

    In the event of the death of the shareholder(s) involved in commodity trade, the participant of the deceased account holder will be able to process the transmission request and it is not necessary to approach the company’s registrar or transfer agent (R & T agent). The claimant must have a...

    Started by schiller, 05-14-2010 03:30 AM
    • Replies: 0
    • Views: 772
    05-14-2010 03:30 AM Go to last post
  4. Unemployed in Michigan? 20% discount at k-marts

    http://www.kmart.com/shc/s/dap_10151_10101_DAP_Unemployment+Program?storeId=10151&vName=Unemployment%20Program&catalogInd=DAP&catalogId=10101

    Started by BC-AEO&A, 08-11-2009 06:40 AM
    • Replies: 2
    • Views: 825
    08-13-2009 11:23 AM Go to last post
  5. My dh was fired today.

    So when I've recovered from the shell shock I'll be back to post.

    Started by Threewishes, 06-05-2009 02:57 PM
    • Replies: 4
    • Views: 1,547
    07-28-2009 04:40 PM Go to last post
  6. The good and the bad so far.

    The good news is dh has 4 good solid leads on potential jobs. That's just from contacting people this morning. The bad news is his boss is turned into and even bigge a$$ then we thought possible. They have refused to pay him for his 13 days of unused vacation, state law says they have the...

    Started by Threewishes, 06-08-2009 12:22 PM
    • Replies: 1
    • Views: 820
    06-08-2009 04:28 PM Go to last post
  7. Why I'm here

    First of all, my husband has been unemployed for nearly a year! He works odd jobs that sometimes pay the bills. Right now he works 4 hours a week (one night) as a Bouncer. Southern Cali isn't the best place for finding work, or affording anything. I do work, used to be full time, but our hours...

    Started by JennM, 05-25-2009 10:51 AM
    • Replies: 2
    • Views: 859
    05-26-2009 08:30 PM Go to last post
  8. So, now I join you guys

    Hi all, I usually post on the autism board. DH got layed off-let go indefinately in mid march and boy have things gone from bad to even badder... We were in the middle of refinancing the house, because things were not looking great where he worked, he wasn't being paid either his wages or his...

    Started by Robbin, 05-26-2009 12:33 PM
    • Replies: 2
    • Views: 761
    05-26-2009 08:20 PM Go to last post
  9. How is everyone? Any updates?

    No news really on this end. I will be writing a check tonight for COBRA for this month and next $1232 OUCH. Now I have a true understanding of why there are so many uninsured and under insured. Our is $616 a month and this is paying 35% due to Obama's stimulus. If we had to pay in full, we...

    Started by Greekmom, 05-17-2009 03:34 PM
    • Replies: 1
    • Views: 765
    05-18-2009 09:51 AM Go to last post
  10. Glad to see this here!

    DH and I are living through this again now, he was laid off almost 2 months ago. I'm looking forward to sharing idea's with others living through this.

    Started by carold, 05-01-2009 01:57 PM
    2 Pages
    1 2
    • Replies: 12
    • Views: 1,564
    05-17-2009 10:19 AM Go to last post
  11. Wedding gift suggestions? (as in cheap!)

    My husband and I went to a wedding last night emptyhanded :o. I need to come up with a gift fast so I can send it in the next week. Does anyone have any suggestions for an inexpensive gift? I don't want to write them a check (nor can I afford to write a proper one if I went that route). I don't...

    Started by Kylie, 05-09-2009 07:15 AM
    2 Pages
    1 2
    • Replies: 10
    • Views: 1,598
    05-17-2009 05:32 AM Go to last post
  12. Pfizer to help with cost of meds for unemployed

    http://news.yahoo.com/s/ap/us_pfizer_free_drugs

    Started by Kim C, 05-14-2009 10:02 AM
    • Replies: 0
    • Views: 737
    05-14-2009 10:02 AM Go to last post
  13. DH's former employer no longer offering COBRA

    I saw this coming. I didn't want to lay out the initial 3 months of COBRA payments in one big lump only to have dh's former company go under or stop offering the coverage so I talked dh into just keeping the BCBS policy we have. Today dh got an email letting all the employees know that as of June...

    Started by Kylie, 05-12-2009 02:52 PM
    • Replies: 4
    • Views: 792
    05-12-2009 09:18 PM Go to last post
  14. Any creative things you've done to save $?

    I am having a hard time not being able to buy the beauty products I need :(. I have been pulling "discarded" stuff out of my cabinet that I tried once or twice and decided I didn't like (like mousse and hair gel). I use an eyelash curler and the rubber part had gotten to the point where it had...

    Started by Kylie, 05-09-2009 08:12 PM
    • Replies: 3
    • Views: 875
    05-10-2009 09:51 PM Go to last post
  15. Discovered Aldi's

    I must say I saved quite a bit in shopping here. Mostly on fresh produce and basic staples like canned items. Dh has high blood pressure so it can be very challenging to cook low-cost and low sodium. :rolleyes: It's amazing how you memorize prices from several different stores and quickly calculate...

    Started by ~cc~, 05-06-2009 03:33 PM
    • Replies: 4
    • Views: 810
    05-09-2009 04:05 PM Go to last post
  16. I guess I will try to add to this thread with how I got here.

    I think about how my life has changed since my/our job-loss and boy, did it ever. and it's not all that bad, really. I have the most important things still intact. This is what my journal basically looked like back then- November 5, 2008. Wednesday. I've had it. I am officially done. I'm...

    Started by Sophia1212, 05-07-2009 12:30 AM
    • Replies: 3
    • Views: 819
    05-07-2009 06:58 PM Go to last post
  17. Those receiving unemployment

    I'm curious how do you receive your payment? Where we live you receive a debit VISA card from one of the major banks (no other option). I finally used it today and just got $20 because I wanted to see how much was on the debit card. To my surprise there were 3 weeks of unemployment payments and...

    Started by Greekmom, 05-03-2009 04:20 PM
    • Replies: 4
    • Views: 883
    05-04-2009 12:55 PM Go to last post
  18. Budget stretching tips:

    What creative ways have you come up with to deal with needing to stretch your dollars?

    Started by Dave FT Founder, 05-01-2009 04:51 PM
    • Replies: 1
    • Views: 807
    05-04-2009 07:13 AM Go to last post
  19. How do you keep the "terror" in check?

    I didn't know how else to word that :D Unemployment is scarey...we all know that. DH was laid off, and took almost a year to find a temp. That job was shut down within a couple of months. A while before another temp came along, that was shut down within weeks. A month later, he found a...

    Started by carold, 05-01-2009 04:50 PM
    • Replies: 6
    • Views: 856
    05-04-2009 07:10 AM Go to last post
  20. Thoughts for this board

    I do hope that we get some traffic from those who are in this situation. Lets try and have a weekly thread where you have a safe place to vent. Until we were in this situation (my family), I didn't realize what it was like to be on the other side. We can all assume we know how laid off people...

    Started by Greekmom, 05-02-2009 06:14 PM
    • Replies: 0
    • Views: 756
    05-02-2009 06:14 PM Go to last post
  21. Helpful Info.

    Not sure what title to give this post. I am not in the situation many here are facing, but wanted to those who are looking for jobs a possible place to look for employment. Maybe you already know this. First, if you or your spouse haven't considered headhunters, figure out which one...

    Started by JanetOH, 05-02-2009 02:47 PM
    • Replies: 1
    • Views: 710
    05-02-2009 03:49 PM Go to last post
  22. How has the economic downturn affected your life as a whole?

    The economy & infertility: How has the bad economy impacted your family-building efforts?

    Started by Dave FT Founder, 05-01-2009 04:50 PM
    • Replies: 2
    • Views: 1,121
    05-01-2009 10:10 PM Go to last post
  23. Sales & savings:

    Share money-saving offers, sales, coupon codes, etc. here!

    Started by Dave FT Founder, 05-01-2009 04:52 PM
    • Replies: 0
    • Views: 684
    05-01-2009 04:52 PM Go to last post
  24. Glad to see this

    I hate it that the times are warranted to have a board such as this...but since they are, I'm glad to see it here! Maybe everyone going through a difficult time financially can pull together and post resources and ideas to help one another get through!

    Started by AmymOH, 05-01-2009 03:12 PM
    • Replies: 0
    • Views: 757
    05-01-2009 03:12 PM Go to last post

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