FertileThoughts.com - Infertility, adoption, pregnancy and parenting discussions
Looking for a Fertility Doctor? 855-996-7283

Results 1 to 4 of 4
  1. #1
    kdobie73
    has no status.
    Registered User
    kdobie73's Avatar
    Join Date
    Jan 2008
    Location
    San Diego, CA
    Posts
    831
    Post Thanks / Like

    Has anyone been denied IVF Coverage (when it's available) by their Insurance Carrier?

    I was looking into an insurance carrier, and they cover IVF, but not if the infertilty issue is due to a previous elective sterilization by either partner. My DH had his vasectomy 5 years before he met me. I was also diagnosed with unexplained infertility 8 years ago and am now 35. I was told that a reversal would take 2 years to determine whether or not it was successful. That would put me at at least 37 years old.

    WTF? Does this mean the insurance won't cover IVF? Anyone know?
    Last edited by kdobie73; 03-26-2008 at 05:34 PM.


  2. Advertisement


  3. #2
    cat mommy
    cat mommy
    has no status.
    Edit
    Guest
    I don't know the answer to your question, but I do know that many carriers exclude coverage after prior voluntary sterilization.


  4. #3
    triciaism
    has no status.
    Registered User

    Join Date
    Dec 2007
    Location
    Southern, CA
    Posts
    2,032
    Post Thanks / Like
    I don't know for sure either - but sounds like the reversal wouldn't be covered. After the reversal - possibly.
    Good luck to you.
    Tricia


  5. #4
    1stN44
    has no status.
    Registered User
    1stN44's Avatar
    Join Date
    Mar 2008
    Location
    Chicago, IL
    Posts
    88
    Post Thanks / Like
    I had a horrible experience with that. When we started in 2002, my insurance company was picking up the costs for IF, without asking at the time about vasectomies. The RE recommended that we have it reversed as the percentages for success would be about the same (natural vs assisted). We spent the money out of pocket and TTC for almost a year, when I was laid off and lost my insurance. With my next company, I took the same insurance, which now had a special "hotline" to go to to register for infertility. The woman was asking questions which we totally in violation of HIPAA - very detailed - and determined that even though the reversal was successful, they were denying us coverage. Grrrrrrrr.

    Consequently, we dropped that insurance, took my husband's, who wasn't so nosey, and I am pregnant. 3 Failed IUI's and 1 successful IVF. We adopted the don't ask, don't tell policy.

    We are so thankful that is was successful as I turn 45 in July and we cannot use our own eggs at that time.

    Best of luck to you!!


Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •  
DISCLAIMER: Fertile Thoughts allows advertisers to publish information about their services. Fertile Thoughts does not provide medical advice or endorse any particular service or approach to treating infertility. We encourage people to learn as much as possible about the range of options available before committing to any one. We also encourage users to share their thoughts on all fertility options on our forums.

Forum Stats

  • Forum Members: 83,381
  • Total Threads: 367,284
  • Total Posts: 4,796,417
There are 1511 users currently browsing forums.

Advertisement

Visit Our Partner Sites: Fertility Treatments