New Insurance -is IF a pre-existing condition?

[wan2b3+]

Okay -
I am about to apply for a job with Citicorp and they supposedly have IVF coverage - but will the cover me or will it be a "pre-existing" condition?
Anyone change jobs after dealing with IF to get IVF coverage and how did that go?

[BC-Alexandra]

i am pretty sure if you have insurance now that the pre existing condition will not apply. we change jobs and had if IFV coverage and it did not matter. alex.

[DSTAngieB]

This is a GREAT question because I'm in the same boat. I'm self-employed and have an opportunity to purchase insurance through a group. I was also thinking about switching REs too. I wonder if the pre-existing condition thing will be an issue for me as well???

[AMF]

We were being treated for IVF, (just diagnosis) with one company (Kaiser)
and we ended up switching to another (BC/BS of CA) and we were covered.

I never asked the question and dh thought it was because we never had a lapse in coverage. Maybe? I dunno, but it worked for me!

Great question! I never would have called the new insurance company to ask though, as I didn't want to give them a reason to say no.

[Lilitik]

I believe when you change from job to job, the pre-existing condition should not apply. But if it does, if you didn't get any treatment within 6 months before getting the new insurance, then it is not considered as a pre-existing condition.

Lil