Barb, hi, Jess here. I went through the same thing as you over christmas - still trying to deal with it. We had been trying 2 yrs and I ABSOLUTLEY KNEW it was going to be female factor because my cycles are so irregular - the Dr insisted on doing SA first before he even looked at me, and I thought it was just going to be a formality. I was completely blown away when DH SA came back with 12 million. I already knew that 50million per millilitre is average, and that anything above 20 is considered a fair chance, so I just couldnt beleive it was so low!! We waited two months and repeated the SA, this time it came back at 8 Mill, even worse.
Since then I have read everything I could to try and figure out what our chances are of natural conception - Ive read some articles that say the female can compensate for poor male fertility if she is extra fertile, ie releases more eggs. Problem is I know I am below average myself on that count, hence Im on Clomid (and going a bit ballistic at the moment).
Its frustrating because noone ever says there is a cutoff, they all say - well you know, its not guaranteed that any particular count guarentees infertility or otherwise... but I want to know the odds!!! I want someone to say YES or NO, and then get on with it.
The reality is, noone knows. We just have to decide how long to have faith for and keep trying.

Im really sorry you are dealing with this news right now. When you have taken it on board though, you will start to look at the options and figure out whats next for you.
Hey, when I told my Doctor friend, she said 8 mill, you're lucky! My DH has zero!! And then I realised that it is not the end of the world, we do have good options to turn to.