IVF & Tax Deductions

Momsie · 10-21-2009, 02:55 PM

Hey gals. Here is my question... I'm assuming that my IVF & accompanying meds are tax deductible. Now I know you have to hit the 7% of income... and we blew past that... thanks to the Attain Program up-front charge, meds & everything else associated with this process. So, if I understand correctly, we can deduct anything past the 7% of income on our taxes. So, (for easy math) if we made 100k this year & spent 20k on medical, the first 7k is not deductible, but the additional 13k is. Does anyone know if I have this right? I'm just adding up the bills for the year & getting a little dizzy with the big numbers... trying to find a silver lining.

The positive thing is if we don't get a BFP on our current cycle, we know to raise our Flex Spending Account for next year.

InfantryWife627 · 10-22-2009, 02:19 PM

Momsie- My mother does taxes for some accounting place- I will ask her your question!

InfantryWife627 · 10-22-2009, 02:58 PM

Heres an article that may answer your questions

USATODAY.com - Medical costs can add up to some healthy deductions

ajlipsey · 10-25-2009, 12:23 PM

Momsie-

I don't know about the taxes but how did it work with Attain? They pay everything up front? Even the meds? Did you have to get your meds from a specific place they only use? We are looking into them. Thanks!!

A

Momsie · 10-25-2009, 03:02 PM

InfantryWife - Thanks! I'm trying to find a little silver lining in all these bills!

Momsie · 10-25-2009, 03:05 PM

Attain & Integramed are the same program. You pay an up-front fee and get 3 fresh cycles & 3 frozen cycles. I had partial insurance coverage (has now run out) and for those people that do have partial coverage, their program is a little cheaper. It does NOT cover meds & those are about 3-4k each cycle. Hopefully your insurance will help with those. Since I had partial insurance coverage, it did not pay for monitoring bloodwork & ultrasounds or meds... but everything else is covered... oh... it also doesn't pay for cryopreservation.

So far, I've been happy with them. We had one unsucessful try & we're working on try #2.

10-21-2009, 02:55 PM	#1 (permalink)
Momsie 100-199 post 3 of hearts Join Date: Aug 2009 Location: North Carolina Posts: 197	IVF & Tax Deductions Hey gals. Here is my question... I'm assuming that my IVF & accompanying meds are tax deductible. Now I know you have to hit the 7% of income... and we blew past that... thanks to the Attain Program up-front charge, meds & everything else associated with this process. So, if I understand correctly, we can deduct anything past the 7% of income on our taxes. So, (for easy math) if we made 100k this year & spent 20k on medical, the first 7k is not deductible, but the additional 13k is. Does anyone know if I have this right? I'm just adding up the bills for the year & getting a little dizzy with the big numbers... trying to find a silver lining. The positive thing is if we don't get a BFP on our current cycle, we know to raise our Flex Spending Account for next year. __________________ Me(35) DH(43) Mommy to 4 fur kids... My "babies" Oscar, Sierra, India & Echo TTC 3 years IUI #1 - June 2009. BFN IVF #1 - Aug 2009 - BFN IVF #2 - October/November 2009 - Antagonist cycle - Cancelled due to poor response to Stims

10-22-2009, 02:19 PM	#2 (permalink)
InfantryWife627 100-199 post 3 of hearts Join Date: Oct 2009 Location: Colorado Springs, CO Posts: 139	Momsie- My mother does taxes for some accounting place- I will ask her your question! __________________ Me= 23 DH=28 TTC = 3 years 04/08 =M/C 05/09= Chlomid 06/13/09= HSG Diagnosis:Hydrosalphinx (1.3 cm) on BOTH tubes 10/26/09= S/A #2 = Results Normal 12/14/09= IVF Class/Consult with Dr. P for possible repairing tubes (Womack) IVF #1= March (Womack)??

10-22-2009, 02:58 PM	#3 (permalink)
InfantryWife627 100-199 post 3 of hearts Join Date: Oct 2009 Location: Colorado Springs, CO Posts: 139	Heres an article that may answer your questions USATODAY.com - Medical costs can add up to some healthy deductions __________________ Me= 23 DH=28 TTC = 3 years 04/08 =M/C 05/09= Chlomid 06/13/09= HSG Diagnosis:Hydrosalphinx (1.3 cm) on BOTH tubes 10/26/09= S/A #2 = Results Normal 12/14/09= IVF Class/Consult with Dr. P for possible repairing tubes (Womack) IVF #1= March (Womack)??

10-25-2009, 03:02 PM	#5 (permalink)
Momsie 100-199 post 3 of hearts Join Date: Aug 2009 Location: North Carolina Posts: 197	InfantryWife - Thanks! I'm trying to find a little silver lining in all these bills! __________________ Me(35) DH(43) Mommy to 4 fur kids... My "babies" Oscar, Sierra, India & Echo TTC 3 years IUI #1 - June 2009. BFN IVF #1 - Aug 2009 - BFN IVF #2 - October/November 2009 - Antagonist cycle - Cancelled due to poor response to Stims

10-25-2009, 03:05 PM	#6 (permalink)
Momsie 100-199 post 3 of hearts Join Date: Aug 2009 Location: North Carolina Posts: 197	Attain & Integramed are the same program. You pay an up-front fee and get 3 fresh cycles & 3 frozen cycles. I had partial insurance coverage (has now run out) and for those people that do have partial coverage, their program is a little cheaper. It does NOT cover meds & those are about 3-4k each cycle. Hopefully your insurance will help with those. Since I had partial insurance coverage, it did not pay for monitoring bloodwork & ultrasounds or meds... but everything else is covered... oh... it also doesn't pay for cryopreservation. So far, I've been happy with them. We had one unsucessful try & we're working on try #2. __________________ Me(35) DH(43) Mommy to 4 fur kids... My "babies" Oscar, Sierra, India & Echo TTC 3 years IUI #1 - June 2009. BFN IVF #1 - Aug 2009 - BFN IVF #2 - October/November 2009 - Antagonist cycle - Cancelled due to poor response to Stims

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10-25-2009, 12:23 PM	#4 (permalink)
ajlipsey 0-99 post 2 of hearts Join Date: Oct 2009 Location: Texas Posts: 11	Momsie- I don't know about the taxes but how did it work with Attain? They pay everything up front? Even the meds? Did you have to get your meds from a specific place they only use? We are looking into them. Thanks!! A

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