stumbled on this website...

joyjoy · 06-19-2008, 06:11 PM

Has anyone tried www.prosper.com It is apparently a loan auctioning website where lenders bid to give you loans. It seems credible--at least looking on wikipedia. I thought about giving it a try, but I was curious if anyone else has heard of this...

Joy
(hoping to start IVF this summer)

joyjoy · 06-20-2008, 08:02 PM

I have been researching prosper.com all day long--obsessively. I have created a listing and I really believe it can work for all of us out there who need the money if we band together. Right now I am the only IVF listing. It is hard to explain how it works, but research the site. It is amazing.

wan2beamommy · 10-03-2009, 05:12 PM

this was posted last year, so im curiouse, how did this company turn out?

cpgal · 10-06-2009, 12:57 PM

There is also peer to peer lending sites. A local news outlet stated:

Borrowers also have begun to explore less-traditional options. The credit crunch helped fuel the growth of what's called peer-to-peer lending, in which companies enable individuals to make loans to one another. One of these startups, The Lending Club, issued 446 loans worth $4.3 million in August alone. That's more than eight times the $488,600 in loans the company issued the same month two years earlier. Virgin Money, which facilitates loans between family members and friends, saw its loan volume more than double to $425 million in June from $200 million in October 2007.

Kheyknee · 11-19-2009, 12:54 PM

Here is a way to get your employer to give you a loan - preapproved.

Most people do not realize that flexible spending accounts can be used for interest free ivf & infertility treatment financing.

You elect an amount during your open enrollment. Your entire election amount is available to spend on day one of your new plan year. Schedule your IVF for the first month of the new plan year. You then have 12 months to repay the loan using pre-tax dollars.

You get improved cash flow, plus tax savings on federal income, FICA, and state income taxes.

Good luck!

06-19-2008, 06:11 PM	#1 (permalink)
joyjoy Registered User Join Date: Apr 2004 Location: North Carolina Posts: 85	stumbled on this website... Has anyone tried www.prosper.com It is apparently a loan auctioning website where lenders bid to give you loans. It seems credible--at least looking on wikipedia. I thought about giving it a try, but I was curious if anyone else has heard of this... Joy (hoping to start IVF this summer) __________________ Joy Me: 31 DH:32 Dx: Mild Endo and Male Factor: Count/Motility TTC #1: 3 years; Lap/Atkins Diet DS 10/25/00 TTC #2: 3 years and counting IUI/Clomid #1 July 2003 BFN! IUI/Clomid #2 September 2003 BFN IUI/Clomid/Repronex November 2004 Currently in 2 WW

06-20-2008, 08:02 PM	#2 (permalink)
joyjoy Registered User Join Date: Apr 2004 Location: North Carolina Posts: 85	Update to earlier post I have been researching prosper.com all day long--obsessively. I have created a listing and I really believe it can work for all of us out there who need the money if we band together. Right now I am the only IVF listing. It is hard to explain how it works, but research the site. It is amazing. __________________ Joy Me: 31 DH:32 Dx: Mild Endo and Male Factor: Count/Motility TTC #1: 3 years; Lap/Atkins Diet DS 10/25/00 TTC #2: 3 years and counting IUI/Clomid #1 July 2003 BFN! IUI/Clomid #2 September 2003 BFN IUI/Clomid/Repronex November 2004 Currently in 2 WW

10-03-2009, 05:12 PM	#3 (permalink)
wan2beamommy 100-199 post 3 of hearts Join Date: Jun 2009 Location: Fort Hood TX Posts: 112	this was posted last year, so im curiouse, how did this company turn out? __________________ ~wAn2 Be A mOmMy~ me: 25 DH:27 DH: AD US Army IF: tubal factor TTC: 2yrs 2008 BFP 2008 EP ended in losing left tube 2009 BFP 2009 EP resulted in losing right tube 2010 IVF

10-06-2009, 12:57 PM	#4 (permalink)
cpgal 100-199 post 3 of hearts Join Date: May 2009 Location: Washington, DC Posts: 193	There is also peer to peer lending sites. A local news outlet stated: Borrowers also have begun to explore less-traditional options. The credit crunch helped fuel the growth of what's called peer-to-peer lending, in which companies enable individuals to make loans to one another. One of these startups, The Lending Club, issued 446 loans worth $4.3 million in August alone. That's more than eight times the $488,600 in loans the company issued the same month two years earlier. Virgin Money, which facilitates loans between family members and friends, saw its loan volume more than double to $425 million in June from $200 million in October 2007. __________________ About Us -- We are both 36, been married three years. Been trying for almost two. Had a miscarriage at 10 weeks. I have hypothyroidism Fluctuating male factor infertility Did Clomid d3-7 and IUI. July 15th IUI - BFN August cycle a bust - DH went out of town Sept 4th IUI - BFN October 2nd - IUI Going to try two cycles on our own before taking the plunge to IVF

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11-19-2009, 12:54 PM	#5 (permalink)
Kheyknee 0-99 post 2 of hearts Join Date: Jul 2009 Location: NJ Posts: 9	Here is a way to get your employer to give you a loan - preapproved. Most people do not realize that flexible spending accounts can be used for interest free ivf & infertility treatment financing. You elect an amount during your open enrollment. Your entire election amount is available to spend on day one of your new plan year. Schedule your IVF for the first month of the new plan year. You then have 12 months to repay the loan using pre-tax dollars. You get improved cash flow, plus tax savings on federal income, FICA, and state income taxes. Good luck!