I researched the list (by calling fertility clinic's billing person) and this is my most current list.
IVF Insurance Coverage:
Autodesk = $10k lifetime max, $5k meds (United)
Bank of America
Cisco = $15k lifetime max
City of Orange
City of San Francisco
Deloitte and Touche
Elan = 3 attempts
GAP = $2k lifetime max
Genentech = $10k lifetime max
HSBC = 2 IVFs
HP = $5k medical, $5k meds (lifetime max)
HSM (Honeywell Security and Monitoring) = $20k lifetime max
IBM = 2 IVFs
Intuit = $10k lifetime max (Definity/United)
Johnson & Johnson
LA Fire Dept
Microsoft = $15k max for all fertility (including meds)
Palm = $5k
Pepsico Food and Beverage
Retail Brand Alliance
Southern California Edison = 6 IVFs (3 per plan)
Sun Microsystems = 5k lifetime max (United Healthcare)
T-Mobile (Headquartered in Wash)
Tyco Healthcare/Tyco Electronics = $10k lifetime max
Visa = 3 IVFs
Yahoo! = $20k lifetime max (Aetna)
No IFV Insurance Coverage:
Schwab (meds only)
Washington Mutual (fertility coverage - everything except OVF)
Amex = $10k lifetime max
Citi Credit Cards/Citigroup = $24k lifetime max (Aetna or United)
Results 1 to 10 of 10
04-12-2007, 06:05 PM #1Julia21Registered Userhas no status.
Companies that offer infertility coverage in California
05-01-2007, 01:36 PM #2ktn2003Registered Userhas no status.
wow that's amazing that those compaines help their employees
05-06-2007, 12:08 AM #3Juju4meRegistered Userhas no status.
United Healthcare offers a 10k lifetime max. Unfortunately my hubby just got laid off but thanks for the list of companies. Yahoo! (that's amazing 20k). I used to work for Amgen, benefits are excellent but I was surprised they didn't offer fertiliy coverage-maybe in the future.
06-17-2007, 11:54 AM #4monkeymommyRegistered Userhas no status.
Moreno Valley Unified School District (MVUSD) covers 50% infertility (including IVF and meds) With the meds - you have to pay 100% up front and then they reimburse you 50%
Coverage is through Blue Cross
07-14-2007, 03:44 PM #5KckboxxyRegistered Userhas no status.
Add this Southern Cal Company
Hi! My DH works for Raytheon and I just found out yesterday that our coverage through United Healthcare PPO covers 90% of infertility costs (in network) and 80% (out of network), including $15,000 lifetime for IVF (in network) and $10,000 (out of network). HTH!
07-16-2007, 09:19 PM #6cindy1Registered Userhas no status.
sorry, I just moved to California from Canada, not really familiar with the health care system. do you have to work for these companies in order to get that insurance?
07-17-2007, 06:18 PM #7
Essentially, yes, you have to work for those companies to get Infertility insurance (or another that isn't listed could also have coverage). Generally, without national health care, its the employer that picks what the health insurance plan covers for its employees. It appears that only like 10-20% of companies offer infertility (IVF) coverage. It is hard (and maybe impossible) to ask a hiring manager if they offer this kind of coverage since most dont know and they might not want to hire you if you tell them up front that you want to try to get pregnant right away. So...these lists really help!
10-17-2007, 10:41 PM #8jaseehazeRegistered Userhas no status.
Hi everyone, I'm new here. I payed cash for all of the expenses of my last treatment: 2 IVFs and 1 FET and for every little test and ultrasound. Now I'm switching health insurance at work and I'm trying to figure what insurance to get. Any tips?
01-04-2008, 03:59 PM #9scubanut2004Registered Userhas no status.
I work in one of the California offices of Watson Wyatt, a consulting firm. I have a $15,000 Lifetime maximum for Infertility through BCBS. I'm pretty sure this is the same coverage for all their US offices - not sure what the insurance is like for the int'l locations though.
01-22-2008, 08:07 PM #10joey sRegistered Userhas no status.
I work for the University of California - after 6 months of research on the different insurance options I was able to find Healthnet offer up to 6 IUI in a lifetime at 50% of the cost and 50% of the meds. However, the out of pocket maximum for a year per person is $1000, so as soon as I have 3 IUI this calendar year, I dont pay a dime for additional IUI. The meds for clomid this month, estrogen, progesterone and HCG Trigger ran me $91.
Hope that helps.
DISCLAIMER: Fertile Thoughts allows advertisers to publish information about their services. Fertile Thoughts does not provide medical advice or endorse any particular service or approach to treating infertility. We encourage people to learn as much as possible about the range of options available before committing to any one. We also encourage users to share their thoughts on all fertility options on our forums.